Through our share-based investment model, we develop homes with the specific intention of letting them out on a long-term basis to registered housing providers.
Investors acquire preference shares in Aurus Impact Capital itself, rather than in any particular property, and they are paid a return based on the company’s annual profits. In contrast to many traditional buy-to-let investments, which have tended to become more volatile and less profitable over recent years, it’s an approach that delivers robust and predictable returns.
Local authorities and housing associations are keenly aware that demand for essential housing far exceeds the available stocks. We help by financing and managing the development of new residential property, which we then lease to housing providers via long-term agreements. They benefit from cost-certainty and reduced demands upon their capital budgets. Meanwhile, their financial security means that investors can count on receiving dependable, clearly defined returns.
We specialise in supplying the market for ‘general needs housing with light‑touch support’. This is aimed at people who can live independently and who only need occasional assistance in their daily lives. They don’t typically require routine clinical care, supervision or specialist intervention. This is the largest segment of the social and affordable housing market and, for investors, it offers a number of important characteristics.
Investors are required to make a minimum commitment of £50,000. They then receive a 5% return each year (paid as 2.5% dividends every 6 months,) plus an additional 5% which is held in accrual and repaid at the end of the four-year period, together with their initial investment.
Our share-based alternative to the conventional buy-to-let investment model offers fixed and regular returns, and it presents none of the risks, costs or obligations associated with owning or managing individual properties.
Many of the most important benefits of this model stem from the market we serve and the way that the investments are structured.
Unlike buy-to-let investments, or others that are based ultimately on owning and letting individual properties, our share-based model means that you’ll face very few risks, costs or responsibilities. Your role is that of a shareholder, not a landlord:
Under the contract terms, you will receive your agreed return and your original capital at the end of the period; you will have no responsibility for selling property or achieving a particular sale price
We established a strict and professional management framework for all our operations. Everything we do is subject to rigorous oversight and reporting.
Read more about governance and oversight on our schemes.
A key characteristic of this model is that projected returns are based solely on the terms of our lease agreements. They don’t rely on speculation about future rates of capital or rental growth, falling interest rates, or other unknowns.
Before considering any commitment, it is important to make yourself aware of the key terms and characteristics of the investment.
This investment is available to investors who are able to commit £50,000 or more.
4 years, fixed, but with an break option to exit the scheme after 1 year.
It is appropriate for experienced investors who understand that capital is at risk and who do not require short‐term liquidity. It is suitable for those seeking reliable medium-term returns. It is not suitable for investors who may require immediate access to their funds.
The opportunity entails buying preference shares in Aurus Impact Capital. Returns are generated from operational income. The investment process itself is straightforward and entails the following steps.
Discuss your requirements with your dedicated agent / advisor.
Subscribe for preference shares through our structured onboarding process.
Use our platform to submit details, complete checks, and link with your solicitor.
Pay relevant fees.
Progress to legal completion.
You will be kept informed throughout the process via regular communications. All investor funds are transferred and deployed via solicitors in accordance with formal legal documentation. Capital is only released subject to agreed conditions, providing an additional layer of security and transparency. The total capital raise for this offering is capped at £10 million, represented by 1,000 preference shares. Individual allocations are subject to availability within this overall limit.
| Minimum investment | £50,000 |
|---|---|
| Legal fees | £600 / investment |
| Investment amount | £100,000 |
|---|---|
| Legal fees | £600 |
| Total initial outlay | £100,600 |
Offering a 4-year fixed investment basis with the following return structure:
| Contracted annual dividend | 2.5% per 6 months paid to investors |
|---|---|
| Contracted rolled-up growth | 5% per year, accumulated and paid in full at exit after 4 years |
| Contracted annual dividend | 2.5% per 6 months paid to investors |
|---|---|
| Example 6 Monthly dividend | £2,500 |
| Total distributions over 4 years | £2,500 x 8 + £20,000 = £40,000 |
On all our schemes, we report performance, progress and outcomes with full clarity and consistency. We’ll keep you updated through a regular quarterly cycle of communications.
Through these and other communications, we’ll ensure that you stay informed about the assessments of independent auditors and inspectors. You will also receive portfolio summaries and relevant financial overviews, together with details of any public policy announcements that could have a bearing on the performance of the development as a whole.
The contract period is fixed for 48 months. However, investors will have an opportunity to exit the agreement.
If they choose to do so, they will keep any annual returns paid to them up to that date, but they would forego any additional accrued payments.
Thus, an investor who exits after 12 months would receive a 5% return but he/she would not be eligible to claim the additional 5% that would normally be held in accrual and paid to the investor at full term – i.e. after 4 years.
In addition to the regularly published formats noted above, you can always contact your nominated advisor to gain the latest updates and answers to any pressing questions. You will also have secure, 24-hour access to relevant documentation and reports via our dedicated online portal.
The structure is designed with a defined exit mechanism to provide clarity and predictability.